20. General Definitions
20.1 Definitions and Interpretation
20.2 Whenever used in this Agreement, unless inconsistent with the subject matter or context, the following words shall have the following meanings:
“Access Information” means your email address and a secure password chosen by you that together you will use to access the App.
“App” or “Bree App” means the 1derful application downloaded by a user to a mobile device and Bree Services available through it..
“Bree”, “we”, “us” and “our” means Alectura Pty Ltd (ABN 46 661 284 804), trading as Bree App, located at 79a Brooker Avenue, Beacon Hill NSW 2100. Alectura Pty Ltd is not an Authorised Deposit-taking Institution for the purposes of the Banking Act 1959 and its services do not represent deposit taking services or any liabilities or obligations that apply to Authorised Deposit-taking services.
“Bree Account Issuer” means 1derful Lending Pty Ltd.
“Bree Account” means the Account held by you with 1derful, created by you when you follow the registration steps after first downloading and accessing the App on your Device.
“Bree App Service” means the Bree services you access upon registering your Bree Account, and the included Services.
“Bree Account Holder” means the person who has registered and has been provided with a Bree Account.
“Agreement” means these Terms and Conditions together with all other documents which are referred to in these Terms and Conditions.
“Authorised Deposit-taking Institution or “ADI”” means a financial institution licensed by the Australian Prudential Regulatory Authority (APRA) to carry on banking business, including accepting deposits from the public. Bree is not an authorised deposit taking institution.
“Business Day” means a day on which banks are open for general banking in Sydney, not being a Saturday, Sunday or public holiday.
“Child” means a person who is under the age of 18.
“Customer” mean you or your means the Customer named in the Account Opening Form, together with any:
(a) subsidiaries, affiliates, successors and/or assigns; and
(b) officers, directors, employees and agents.
“Instalment” means the amount payable to Bree
“Device” means an Apple iPhone, iPad or any other mobile telecommunications product operating the iOS operating system, and any other telecommunications product operating the Android operating system, provided that the relevant Device works with the Bree App.
“Fees” means the fees payable by you to Bree]
“General Advice” is as defined in the Corporations Act 2001 (Cth), as varied from time to time.
“Guardian” means the guardian of a Child (or Children) who is over 18 and who has downloaded the App and agrees (a) to these Terms of Use for the Bree App Services, and (b) who may apply for and receive the Bree Account Services (in which case has also agreed to the terms and conditions of the PDS, FSG and TMD).
“Location Information” means the Global Positioning System data held on your Device and shared by your Device with Bree.
“Personal Advice” is as defined in the Corporations Act 2001 (Cth), as varied from time to time.
“Personal Information” means any of your personal details including your first and last names, any middle names, your date of birth and your address. Further personal information may include your driver licence number, your passport number and any other identification information Bree needs to open a Bree Account. Personal Information as defined in the Privacy Act 1988 (Cth), as varied from time to time.
“Parent” means the parent of a Child (or Children) who is over 18 and who has downloaded the App and agrees (a) to these Terms of Use for the Bree App Services, and (b) who may apply for and receive the Bree Account Services (in which case has also agreed to the terms and conditions of the PDS, FSG and TMD).
“Personal Information” means any of your personal details including your first and last names, any middle names, your date of birth and your address. Further personal information may include your driver licence number, your passport number and any other identification information Bree needs to open a Bree Account.
“Privacy Policy” means our policy on how Bree will collect and use your personal information. Our Privacy Policy is accessible here: https://meetbree.com.au/privacy-policy/
“Proscribed Person” is a person who Appears to Bree or its representatives or agents to:
(a) be a proscribed person or entity under the Charter of the United Nations Act 1945 (Cth);
(b) be a proscribed person or entity under the Autonomous Sanctions Act 2011 (Cth);
(c) be in breach of the laws of any jurisdiction relating to money laundering or counter- terrorism;
(d) appear in a list of persons with whom dealings are proscribed by the government or a regulatory authority of any jurisdiction; and/or
(e) act on behalf, or for the benefit of, a person referred to above.
“TMD” or Target Market Determination means the document required to be produced under section 994B of the Corporations Act 2001, which describes certain attributes of a “financial product” for the purpose of Part 7.8A of the Corporations Act 2001.
“Valid Payment Source” means the debit or credit card nominated by you as the account upon which the instalment is to be debited.
“you” or “your” means, as applicable, the person or Parent who downloads the App and/or applies for and holds an Bree Account. To avoid doubt, where a Child downloads the App, you or your means the Parent of the Child in accordance with these Terms of Use.